There's an 80 percent chance you're poor. Time poor, that is. Four out of five adults report feeling that they have too much to do and not enough time to do it.

Argues that smart students have a different attitude about school and learning, and offers advice on taking notes, studying, preparing for tests, and writing pa

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Using our time more effectively is the single best way to seize an advantage and change our lives for good. Time - unlike money, opportunity or good looks - is